Family calendar
Today
Loading today’s plans…
Our family dashboard
Good morning
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Loading a little wisdom…
Family Pulse
Family status: thriving-ish
Reading the rhythm of the day…
Family Face-Off
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The Budhus
Family Awards
Polishing the trophies…
Poche Beach
Today’s tides
Reading today’s tide pattern…
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Shared list
Shopping
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Next up
Around the House
Loading house projects…
Something to look forward to
Family countdowns
Our family rhythm
Family Calendar
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Shared with the family
Family Lists
What we need
Shopping List
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Repairs · Improvements · Projects
Around the House
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Everything in one place
Account Balances
Total balance—
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Balances update with the morning financial sync.
Our path home
The Dream Home Climb
Loading…of $750,000
What if?
Move the finish line
Monthly opening balance · Merrill
Chase · Wells Fargo · Schwab
Family Expenses
Spent—
Needs review0
Top category—
Where it went
By category
—total
Spending rhythm
This week
Household split
Who it was for
Full breakdown
Household expenses
Recurring spending
Subscription Tracker
See the real cost of every membership, app, and service.
Finding recurring charges…
January-to-today history from connected transactions. Monthly plans show annualized cost; cancelled plans show only remaining payments.
Transaction inbox
To Assign
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Selected period
By category
Wells Fargo + Schwab · January 1 → August 14
Household Income
Posted take-home pay
Income statement
Month by month
BenSheri
Income mix
Who brought it in
—take-home
Smart signals
What stands out
Paycheck stream
Every deposit
Confirmed paycheck deposits from Wells Fargo and Schwab only. Transfers, refunds, rebates, interest, Venmo, Greenlight, the branch deposit and tax refund are excluded from earned income.
Merrill managed
Portfolio Today
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Portfolio value—
Today——
Holdings from Merrill · Market pricing refreshes automatically when configured
Monday → Friday
Weekly Scorecard
Week start—
This week——
Current / close—
Performance excludes net deposits and withdrawals when cash-flow data is supplied.
What made us money?
Winners & Losers
Investment performance——
Biggest winners
Biggest losers
Ranked by dollar contribution so the biggest drivers of family wealth stand out.
What changed?
Portfolio Activity
This week
Bought / Added
Sold / Reduced
New, added, reduced and closed positions from Merrill investment activity.
Income in · expenses out
Family Cash Flow
August 2026
January → December
2026 month by month
Income is backfilled to January. Expense history will fill automatically as connected banks complete the January-to-present backfill.
The big family picture
Net Worth
Latest account sync
Estimated net worth—Total assets minus liabilities
Liquid home funds—Cash + taxable investments
Months covered—Using current monthly expenses
What we own
Assets
What we owe
Liabilities
Where this is heading
Year-end trajectory
Based on current net worth plus projected cash flow.
Dream-home readiness
Home fund position
Available—
Planning target$750,000
Add to net worth
Manual Asset
Balances reflect connected accounts. Add property, vehicles, loans, and other debts to the morning financial sync for a complete household balance sheet.
Buy with confidence
Mortgage Studio
Home cost$2,000,000
Mortgage 100 total
$—estimated monthly ownership costPledged investments needed$—38% planning estimate
Mortgage 100
Keep investments working
- Loan amount
- $—
- Closing cash
- $—
- Total interest
- $—
- Income guideline
- $—
Traditional mortgage
20% down comparison
- Loan amount
- $—
- Cash needed
- $—
- Monthly total
- $—
- Monthly difference
- $—
Life after buying
What changes each month?
Today: $5,500 rent + $20,000 saved
Planning estimate only. Mortgage 100 collateral depends on eligible pledged securities, lender approval, appraisal and final loan terms.